About Us

Our Values.

At Keyrisk (Pty) Ltd, we pride ourselves on our human touch, passionately assisting people in their time of need.

Our dependable team is dedicated to understanding your needs and ensuring peace of mind through our extensive experience and proven track record.

Executive Team

Herman Smith
CEO

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Herman has 36 years of experience in developing and marketing group risk products, including owning a Discovery Life

franchise. He has worked with major companies like Sanlam, Southern Life, and ABSA.

Graham Turnbull
COO

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Graham, a former electrical engineer at Anglo American, switched to financial services in 1986 with Liberty Life. He

founded his own successful company in 1989 and co-founded Keyrisk in 2014 with Herman Smith and Ivan York, growing it into a leading provider of group risk products.

Ivan York
CFO

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Ivan is a seasoned professional with over 38 years in financial services, holding both the FCIS and CFP® designations.

Specializing in financial planning, payroll outsourcing, and administration, he is committed to providing client-focused solutions that foster growth, innovation, and financial success as a director.

Management Team

Ravi Govind
Sales Manager

Gerda Van Reenen
Administration Manager

Francois Fernhout
Operational Manager

Kevin York
Finance

Business Consultants

Dante Govind
Broker Consultant
Suzan Caby
Broker Consultant

Administration Team

Melissa Moodley
Underwriting
Administrator

Magesh Govind
Underwriting/Installations
/Revisions Specialist

Nisha Chirkoot
Billing
Specialist

Brenda Viljoen
Claims Specialist

Radhika Rajah
Billing Administrator